🇦🇪Qoyla · United Arab Emirates

Clarity for every dirham.

From Emirates NBD to FAB on CBUAE open finance and the Instant Payment Platform. Qoyla reads how your money really moves in Dubai, Abu Dhabi and across the Emirates — obligations protected before anything discretionary.

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Built on the rails you already use

Bank-firstThrough CBUAE-licensed open finance, your account stays put.Open Finance
IPP-awareInstant Payment Platform transfers inform your real obligation calendar.IPP
Annual rent cheques includedCheque cycles and expat remittance corridors count toward one safe-to-spend.WPS

What it looks like here

Salary on WPS, mapped

Rent cheques, family support and home remittance reserved the day salary lands.

Protection on by default

Freeze, dispute and charge decoding, in Arabic and English.

Dirhams with a plan

Idle balances matched to regulated growth that fits your cheque and remittance dates.

Through institutions you know

Launching with UAE partners under the same contract as every market: your consent defines what’s read, and nothing moves without your explicit approval, recorded.

Your money, clearer this month

Connect through your bank and see your first safe-to-spend in minutes.

Get startedHow pricing works