🇸🇬Qoyla · Singapore

Clarity for every dollar.

From DBS to OCBC through SGFinDex with Singpass. Qoyla reads how your money really moves and keeps obligations protected before anything discretionary.

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Built on the rails you already use

Bank-firstThrough SGFinDex with Singpass consent, your account stays put.SGFinDex
GIRO decodedGIRO arrangements and card bills inform your real obligation calendar.GIRO
PayNow includedPayNow transfers count toward one safe-to-spend.PayNow

What it looks like here

Payday month, mapped

Rent, insurance and CPF top-ups reserved the day salary lands.

Protection on by default

Freeze, dispute and charge decoding, in English and 中文.

Dollars with a plan

Idle balances matched to MAS-regulated growth that fits your date.

Through institutions you know

Launching with Singapore partners under the same contract as every market: your consent defines what’s read, and nothing moves without your explicit approval, recorded.

Your money, clearer this month

Connect through your bank and see your first safe-to-spend in minutes.

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