🇸🇦Qoyla · Saudi Arabia

Clarity for every riyal.

From Al Rajhi to STC Pay on SAMA\u2019s open-banking rails. Qoyla reads how your money really moves and keeps obligations protected before anything discretionary.

Built on the rails you already use

Bank-firstThrough SAMA-licensed open banking, your account stays put.SAMA OBF
mada-awaremada card activity informs your real obligation calendar.mada
SARIE & STC Pay includedInstant transfers and wallet flows count toward one safe-to-spend.SARIE

What it looks like here

Salary on the 27th, mapped

Rent, family support and jam\u02bciyya contributions reserved the day salary lands.

Protection on by default

Freeze, dispute and charge decoding, in Arabic and English.

Riyals with a plan

Idle balances matched to Shariah-aware, regulated growth that fits your date.

Through institutions you know

Launching with Saudi partners under the same contract as every market: your consent defines what’s read, and nothing moves without your explicit approval, recorded.

Your money, clearer this month

Connect through your bank and see your first safe-to-spend in minutes.