Pricing · Financial institutions
Banks, fintechs, credit unions, wealth platforms and insurers run on Qoyla. Pay a base platform fee with included Advised Active Users and a monthly credit pool; heavier use bills as simple overage. Qoyla delivers proactive, proof-backed guidance without becoming a wallet or moving money outside your ecosystem.
Launch
For digital-first institutions piloting the advisor.
50,000 AAUs + monthly credits · overage billed monthly
Start a pilotScale
For established institutions rolling out to all customers.
250,000 AAUs + larger credit pool · lower overage at volume
Book an FI demoEnterprise
For national, multi-country, high-volume or regulated deployments.
Custom AAUs, credits & regions · committed-use
See enterpriseHow institution pricing works
You pay for Advised Active Users, with a monthly credit pool that covers the work behind the advice. Heavier use bills as simple overage, lower at volume. The metric grows only when your customers actually get value.
What a credit buys
Every billable action is metered as one sealed event, so billing, analytics and your examiners read the same numbers. You see usage live, and overage never runs without your agreement.
The institution console
One console to see who needs what, match the right product, track approvals, and export the record, configured per region.
Customers guided · 30d
128,400
Product matches
9,210
Approval rate
94%
Product match queue
Proof export
Not only for banks
Wherever customers make money decisions, Qoyla turns your data and products into clear daily guidance.
Guide customers and grow product usage with daily, useful advice.
Lift engagement and product discovery with intelligent next steps.
Support members with fair, transparent guidance they trust.
Understand customer needs and timing to serve them better.
Match customer plans to suitable products with proof.
Help customers prepare for future obligations before they bite.
Differentiate with advisor-level intelligence, not just a dashboard.
One platform, localized money, language, rails and compliance.
What you're paying for
Every recommendation logged immutably, examiner-ready exports on demand.
You keep the deposits and the relationship. Qoyla proposes; your bank executes.
Customers who get clear, advisor-level guidance stay. Measure it in your own dashboards.
Your brand, your app. Qoyla is the engine, invisible unless you want it seen.
The hard questions
Build the ecosystem, grow the relationship
Qoyla doesn't just answer questions. It builds an ecosystem around each customer's life, so they stay, transact more, and find the products that genuinely fit. Happy customers don't switch institutions.
Guidance customers rely on daily is guidance they don't leave. Measure it in your own dashboards.
The right savings, investment, credit or insurance product, matched at the right moment.
A consent-based marketplace of partner offers, new commission streams around the customer.
Qoyla follows the customer through every life stage, deepening the relationship over decades.
The people behind the console